Tuesday, March 31, 2009

The American Dream...


I know it’s been awhile, I had to give the brain a rest.


Anyhow, is anyone else depressed from disillusionment…again?? I have no idea why we all fall into the same trap every four years. “Maybe this one will be better…maybe this time they will actually get it.” Admittedly, we could be worse off. After all, each election we are only able to choose from the lesser of two evils.

Since our current prez seems to be taking all of the credit for the new initiatives then he can also take the blame. I will not refer to his administration as the dunderheads but only he himself. For example, this new health reform does not address the real problem but is punishing businesses that will eventually flow to the employee.

One part of the new healthcare reform is the overhaul of Cobra benefits. If an employee is terminated from a company, a business must now cover 65% of their medical cost. While this seems very generous, the plan fails to define “termination”. The employee could have shown up to work drunk each day or been brandishing loaded staplers at unsuspecting co-workers.

In addition to the potential of assisting folks who don’t deserve the aid (sound familiar?), the plan fails to consider the benefit currently supplied to existing workers. For example, my company covers my monthly medical and dental premium at 100%. I only have to pay co-pays and deductibles. That equates to $4,200 per year that my company pays for me. I am very fortunate however, next year I will have to pay a monthly fee for medical because the company will have to absorb the Cobra costs. Admittedly, the company will receive a payroll credit through taxes, but that will not cover the costs.

My point is, we have the same ole government; black, white, man, or woman. The medical insurance companies and pharmaceuticals’ have the government wrapped up in their handy pill dispensers. Until the kick backs are is resolved, medical reform will never happen.

As for the rest of the bail ou….I mean “recovery package” well… another day.

“The American Dream”….keep dreaming and wandering in the wrong direction.

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